A rough, educational estimate of a personal-injury settlement range: add up your economic damages (medical bills, future medical, lost wages, future lost earnings), apply a pain-&-suffering multiplier (or per-diem) for general damages, then reduce by any comparative-fault percentage. Not legal advice — Word & print export.
Hospital, doctor, therapy, prescriptions already incurred.
Surgery, rehab, ongoing care still expected.
Pay already missed while off work.
Lost earning capacity / future time off.
Multiplier ×economic, or per-diem (daily amount × days).
~1.5–2× minor, 3× moderate, 4–5× severe/permanent.
Many states reduce your award by your % of fault.
⚠️ This is a rough educational estimate, not legal or financial advice. Actual settlement and verdict values vary widely and depend on your jurisdiction and its damages caps, the strength of liability and evidence, available insurance policy limits, the severity and permanence of the injury, the skill of counsel, and many other factors. The multiplier and per-diem methods are rough heuristics insurers do not actually use as a formula. Always consult a licensed personal-injury attorney before relying on any number — most offer a free consultation.