Estimate what a workplace injury really costs — direct medical & comp costs, the hidden indirect costs, the total, and the extra sales you'd need to pay for it. Built on OSHA's $afety Pays model with NCCI average claim costs and OSHA's sliding indirect-cost multiplier. Word, CSV & print export.
NCCI-style average direct cost auto-fills — edit it for your own claim.
Workers' comp + medical for one injury.
Used to compute the extra sales needed.
⚠️ This is an awareness estimate, not an actuarial figure. Direct-cost defaults are NCCI-style averages of lost-time workers' compensation claims (OSHA $afety Pays uses NCCI policy-year 2015–2017 data); your real claim costs, jurisdiction, experience-mod and indirect-cost ratio will differ. The sliding indirect-cost multiplier comes from OSHA $afety Pays / the Stanford University–Business Roundtable study and is a rough rule of thumb. Use this to make the business case for prevention, then verify real numbers with your insurer, broker and finance team.