HomeUnited StatesWorkers Comp Settlement Calculator

⚖️ Workers Comp Settlement Calculator

Estimate your workers compensation settlement: permanent disability (PPD) value, temporary disability (TTD) already paid, projected lump-sum range and the net you keep after attorney fees. State-aware, with 2026 maximum comp rates and both scheduled-member and impairment-rating methods. Word, CSV & print export.

📘 Related tool: how much does a workplace injury really cost the employer?

⚠️ Educational estimate only — NOT legal, tax, financial or insurance advice. Every state sets its own benefit formula, caps, life-expectancy and rating tables, and most settlements are negotiated case-by-case. Always consult a licensed workers compensation attorney or your state board before accepting, rejecting or signing any settlement.

State & wage basis

Picks the 2026 statutory max weekly benefit — edit any figure for your own claim.

Usually a 52-week pre-injury average of gross pay.

Most states pay ⅔ (66.67%) of AWW, capped at the state max.

Injury & impairment

Scheduled loss (a body part on the state schedule) or whole-person impairment × statutory weeks.

% whole-person, or % loss of use of the scheduled member.

Other benefits & fees

Lump-sum buy-out of expected future care (set 0 if medicals stay open).

Contingency, capped by state (e.g. CA ~15%, NY/FL ~20%, TX 25%).

How a workers comp settlement is built

⚠️ Educational estimate only — this is NOT legal, tax, financial or insurance advice, and no attorney-client relationship is created. Workers compensation is governed state-by-state: each jurisdiction sets its own average-weekly-wage rules, minimum/maximum weekly benefits, disability-week schedules, impairment-rating method (AMA Guides edition varies), discounting and Medicare set-aside (MSA) requirements. Real settlements are negotiated and depend on disputed facts, your treating-physician reports, the carrier and the judge. Maximum rates shown are approximate 2026 figures and change annually. Always consult a licensed workers compensation attorney and verify current figures with your state workers compensation board before acting.